Two-wheeler insurance renewal is one of the most important tasks for any vehicle owner. Be it daily riding or occasional riders, the bike being properly insured under valid legal insurance always protects the owner from such unwanted expenditure and the possible legal hassles involved. At Aapkapolicywala.com, we know just how relentless the process of renewal becomes. So, we are here to help throughout all your needs. By the end of this detailed guide, you will know why renewal is necessary, its benefits, the renewal process, and how Aapkapolicywala.com will help make things easier for you.
Why the Renewal of Two Wheeler Insurance Important?
Two-wheeler insurance is not just important; it is a legal compulsion and an important one for self-protection in terms of finance. The reasons below are definitely going to let you know how important it is to renew your two-wheeler insurance policy:
Legal Compliance
Third-party liability insurance is a must in India, according to the Motor Vehicles Act, 1988—on at least a two-wheeler. You may even be fined heavily or held liable under the law for not getting your insurance reissued on time.
An expired policy means you are not covered against any damages or loss. Be it a minor accident or some major mishap, you have to bear the entire expenditure in case your insurance is not active.
No Break-in Policy:
If the lapsed time period of insurance is pretty long, your insurer may treat your renewal as that of a new policy. Normally, this goes for inspection of the vehicle with higher premiums. Renewal on time saves you from this hassle.
No Claim Bonus (NCB) Retention:
NCB is the discount one gets for not making any claim during the policy period. This discount, which slashes premium substantially, misses if the policy is not renewed on time.
Protection from Increasing Costs:
With inflation, rising repair costs, or a change in regulations, insurance premiums go up. On renewal, you lock your current rate of premium and avoid its probable price increase.
Benefits of Renewing Two-Wheeler Insurance
Renew your two-wheeler insurance with Aapkapolicywala.com for the following benefits:
Peace of Mind:
Most importantly, it gives peace of mind. Knowing that your bike is insured makes you feel comfortable when you are negotiating through city traffic or cruising across rural roads. Any unwanted accident, theft, or any natural disaster is always taken care of.
Financial Security:
This will help you guard against the financial blow of an accident, repair your vehicle, and legal liabilities arising from the accident. Third-party damages are also included so that you shall not have to pay from your pocket.
Customizable Policy:
Aapkapolicywala.com would grant you tailor-made policies concerning your needs. You may opt for add-ons like a personal accident cover or even a zero-depreciation cover or roadside assistance for added protection.
Discounts and Offers:
Get all kinds of discounts on NCB, loyalty discounts, and many more when you are renewing your policy with Aapkapolicywala.com. We also give special deals during festivals and promotional periods.
Quick and Easy Process:
Gone are the days of lengthy paperwork. Now, get your insurance renewed online with a few clicks on Aapkapoliciwala.com. Be it online or through the app, our user-friendly platform assures you a hassle-free experience while renewing your insurance.
How To Renew Two Wheeler Insurance with Aapkapolicywala.com
Renewing your two-wheeler insurance from Aapkapolicywala.com is pretty simple. Here is a step-by-step guide on the same.
Visit Aapkapolicywala.com:
Firstly, go to our website. You may also avail our services from our mobile app.
Log in/ Register:
If you are an existing client, please log in to your account. If you are a new customer, quickly register on our platform within a minute by entering details like your name, phone number, and email ID.
Enter Policy Details:
Enter your current policy number and two-wheeler registration number. You will see that your policy is going to expire in a very short span. In no time, the system refreshes and asks for renewal.
Choice of Plan:
View the details of your current plan and other available coverage options, choose add-on covers if any is required, or go for a better plan than you had earlier chosen.
Apply Discounts:
First of all, you need to ensure that the reductions for any discount that you are supposed to get, such as NCB, are provided before moving further. Aapkapolicywala.com provides complete clarity and transparency in reducing its quoted premium through various discounts.
Check and Pay:
Recheck every detail and move towards the payment through the gateway. The website provides a huge range of payment gateways such as credit/debit cards, net banking, UPI, and mobile wallets.
Get Instant Policy:
As soon as the payment is received, you are delivered a renewed policy. You can also download it from your account dashboard on Aapkapolicywala.com.
Save and Print:
One can never be too careful when it comes to your insurance policy. Save the digital copy in your computer all the time, and take out the hard copy by printing it. As demonstrated above, you may have to display your policy any time during the regular procedure of traffic check.
Here are some expert tips from Aapkapolicywala.com which can make your renewal process even easier:
Reminders
Set an alarm a month before your policy expires. It gives you adequate time to go through the coverage and compare the plans for deciding which one to go with. Compare policies; in the renewal case too, it is worth seeing what else is in the offer. Aapkapolicywala.com has a comparison tool to help you compare benefits with other insurance companies. Check for up-gradation :
You may want to ring in with your current policy to find out if you’re going to be modifying it to an upgrade upon dropping your next renewal. If you made some serious changes to your bike, or started using the bike more seriously, then you might need more coverage.
Check your claim history before renewal; if you have filed more than one or two claims, your premium will increase. You may choose higher deductibles for reducing the premium.
Go for Long-Term Policies:
If you are looking to stay with your bike for a couple of years, you can go for long-term insurance. Aapkapolicywala.com provides multi-year policies that can save a customer from the hassle of yearly renewals and will even reward the customer with discounts at times. Common Mistakes to Avoid During Renewal Even with the best of intentions, some common mistakes are capable of weaving through complications in your renewal process.
Here’s what to avoid:
Missed the Renewal Date: Not renewing on time may lead to the policy lapse. You are left with no accrued benefits, such as NCB. Hence, it is always auto-renew or set reminders to avoid this trap.
Not knowing Policy Terms:
Do not blindly renew the policy. Thoroughly look at the terms and conditions of your policy so that you clearly know what is covered and what is not.
Underinsurance of Your Bike:
This can make the choice of minimum coverage in a premium-saving deal painfully one-sided in the event of an accident. See to it that you get ample coverage from your policy based on your usage and the value of your bike.
Forgo additional riders:
They all might sound fancy at the end of the day, such as zero-depreciation cover or even engine protection, but what some of these insurances do is save you from some very vital portions that might just prove costly to your pocket. The needs have to be carefully evaluated before you think of skipping them.
Not Updating Details
If you have changed your address, phone number, or have any modifications done to the bike, make sure to update these details while renewing. Updated information may lead to rejection of claims.
Why Buy Aapkapolicywala.com for Two-Wheeler Insurance Renewal?
Aapkapolicywala.com is a promise, not an insurance portal. The hassle-free, completely transparent, and productive insurance solution provided by us is the reason thousands of two-wheeler owners put their trust in us to renew their insurance:
Informed Choices
We deal with the host of leading insurers, offering you a myriad of policies so that you may opt for one suiting your pocket and your needs.
Fully Transparent Process:
The platform is fully transparent in terms of features and premiums of policies, which also include all kinds of discounts. Whatever is visible is what will be offered; there are no hidden charges or surprises.
Expert Guidance:
Our customer support team is at your disposal with respect to any query or concern vis-à-vis a policy. Be it understanding the terminology of the policy or resolving any technical issue, we are just a call or a click away.
User-Friendly Interface:
All our websites and our app are very user-friendly. Even if you are not quite tech-savvy, then also you can renew your policy in a matter of a few minutes.
Secure Transactions:
We are concerned for your safety. Over our port the transactions are entirely secured by SSL encryption, whereby any information, including personal information or personal financial data, is entirely secured.
Customer First:
For Aapkapolicywala.com, customer is king. We keep improving the services in all kinds of prospects considering the customer and the changing market conditions due to their feedback .
Conclusion
Renewing your two-wheeler insurance is such an easy process, even though the process itself is critical in order to be safe on the road. This process is very easy and can only be tailor-made at Aapkapolicywala.com. Hassle-free renewals or expert advice: we make the renewal of insurance really easy for you.
Planning to renew two-wheeler insurance? Now, don’t let your policy get lapsed. Just log on to Aapkapolicywala.com and get it renewed in just a few clicks. Safe driving is rendered with the right protection. We are here to provide just that!
